:root{
  --blue:#1d4f9c; --blue-2:#2a66c4; --navy:#0b2350; --navy-2:#12306a;
  --sky:#eaf2fd; --sky-2:#d8e7fb; --cream:#eef3fb;
  --orange:#123c84; --orange-d:#0b2a5e; --green:#1f9d55; --gold:#f5b301;
  --ink:#0f1c33; --text:#33415a; --muted:#66748b; --line:#e3e9f2; --white:#fff;
  --r:22px; --r-sm:14px;
  --sh:0 18px 40px -18px rgba(11,35,80,.28); --sh-lg:0 30px 70px -28px rgba(11,35,80,.42);
  --font:'Plus Jakarta Sans',system-ui,-apple-system,Segoe UI,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font:400 16.5px/1.65 var(--font);color:var(--text);background:var(--white);-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
h1,h2,h3,h4{color:var(--ink);font-weight:800;letter-spacing:-.025em;line-height:1.08}
.wrap{max-width:1240px;margin:0 auto;padding:0 28px}
.hl{color:var(--blue);position:relative;white-space:nowrap}
.hl::after{content:"";position:absolute;left:-2px;right:-2px;bottom:.04em;height:.32em;background:var(--orange);opacity:.28;border-radius:6px;z-index:-1}
.ic{width:22px;height:22px;stroke:currentColor;fill:none;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round;flex:none}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue)}
.eyebrow::before{content:"";width:22px;height:3px;border-radius:3px;background:var(--orange)}
.u{text-decoration:underline;text-underline-offset:3px}

/* ---------- top bar + header ---------- */
.topbar{background:var(--navy);color:#cfdcf2;font-size:13.5px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;height:40px;gap:16px}
.topbar .l,.topbar .r{display:flex;gap:22px;align-items:center}
.topbar a:hover{color:#fff}
.topbar .ic{width:15px;height:15px}
.topbar span,.topbar a{display:inline-flex;align-items:center;gap:7px}
.dot{width:8px;height:8px;border-radius:50%;background:#8c9bb5}
.dot.on{background:#3ddc84;box-shadow:0 0 0 3px rgba(61,220,132,.25)}
header.hd{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);box-shadow:0 1px 0 var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:82px;gap:20px}
.brand img{height:50px;width:auto}
.menu{display:flex;list-style:none;gap:2px}
.menu a{display:block;padding:10px 13px;border-radius:10px;font-weight:600;font-size:15px;color:var(--ink)}
.menu a:hover{background:var(--sky);color:var(--blue)}
.menu a.active{color:var(--blue);background:var(--sky)}
.nav-r{display:flex;align-items:center;gap:12px}
.call{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--ink)}
.call .bub{width:42px;height:42px;border-radius:50%;background:var(--sky);display:grid;place-items:center;color:var(--blue)}
.call small{display:block;font-size:11.5px;font-weight:600;color:var(--muted);line-height:1.1}
.burger{display:none;width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:#fff;cursor:pointer}
.burger span{display:block;width:20px;height:2px;background:var(--ink);margin:4px auto;border-radius:2px}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:15px 24px;border-radius:999px;font:700 15.5px var(--font);border:2px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .2s,background .2s,color .2s;white-space:nowrap}
.btn:hover{transform:translateY(-2px)}
.btn-o{background:var(--orange);color:#fff;box-shadow:0 12px 24px -10px rgba(18,60,132,.7)}
.btn-o:hover{background:var(--orange-d)}
.btn-b{background:var(--blue);color:#fff;box-shadow:0 12px 24px -12px rgba(29,79,156,.7)}
.btn-b:hover{background:var(--navy-2)}
.btn-w{background:#fff;color:var(--ink);border-color:var(--line)}
.btn-w:hover{border-color:var(--blue);color:var(--blue)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.btn-ghost:hover{background:#fff;color:var(--navy)}
.btn .ic{width:19px;height:19px}

/* ---------- hero (accueil) ---------- */
.hero{position:relative;background:linear-gradient(180deg,var(--sky) 0%,#f5f9ff 70%,#fff 100%);overflow:hidden;padding:56px 0 90px}
.hero::before{content:"";position:absolute;width:620px;height:620px;border-radius:50%;background:radial-gradient(circle,rgba(18,60,132,.16),transparent 65%);right:-160px;top:-200px}
.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr 1fr;gap:56px;align-items:center}
.rating{display:inline-flex;align-items:center;gap:10px;background:#fff;border-radius:999px;padding:7px 16px 7px 8px;box-shadow:var(--sh);font-size:14px;font-weight:600;color:var(--ink);margin-bottom:22px}
.rating .stars{color:var(--gold);letter-spacing:1px;font-size:15px}
.rating .g{width:26px;height:26px;border-radius:50%;background:var(--sky);display:grid;place-items:center;font-weight:800;color:var(--blue);font-size:13px}
.hero h1{font-size:clamp(40px,5.4vw,66px);margin-bottom:20px}
.hero .lead{font-size:18.5px;max-width:540px;margin-bottom:22px}
.checks{list-style:none;display:grid;gap:10px;margin-bottom:28px}
.checks li{display:flex;gap:12px;align-items:flex-start;font-weight:500;color:var(--ink)}
.checks li .ck{width:24px;height:24px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;flex:none;margin-top:1px}
.checks li .ck .ic{width:14px;height:14px;stroke-width:3}

.quote{background:#fff;border-radius:var(--r);box-shadow:var(--sh-lg);padding:22px;max-width:560px}
.quote h3{font-size:17px;margin-bottom:14px}
.qopts{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-bottom:14px}
.qopts label{cursor:pointer}
.qopts input{position:absolute;opacity:0}
.qopts span{display:flex;flex-direction:column;align-items:center;gap:8px;padding:14px 6px;border:2px solid var(--line);border-radius:var(--r-sm);font-size:13.5px;font-weight:700;color:var(--ink);text-align:center;transition:.15s}
.qopts span .ic{width:28px;height:28px;color:var(--blue)}
.qopts label:hover span{border-color:var(--sky-2);background:#f7faff}
.qopts input:checked+span{border-color:var(--blue);background:var(--sky);color:var(--blue)}
.quote .btn{width:100%}
.quote .sub{display:flex;justify-content:center;gap:18px;flex-wrap:wrap;margin-top:12px;font-size:13px;color:var(--muted)}
.quote .sub span{display:inline-flex;align-items:center;gap:6px}
.quote .sub .ic{width:15px;height:15px;color:var(--green)}

.hero-visual{position:relative}
.hero-photo{border-radius:220px 28px 220px 28px;overflow:hidden;aspect-ratio:1/1.02;box-shadow:var(--sh-lg)}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:58% 50%}
.float{position:absolute;background:#fff;border-radius:18px;box-shadow:var(--sh-lg);padding:14px 18px;display:flex;align-items:center;gap:12px;animation:bob 6s ease-in-out infinite}
.float b{display:block;color:var(--ink);font-size:19px;line-height:1.1}
.float small{color:var(--muted);font-size:12.5px;font-weight:600}
.float .fi{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;flex:none}
.f1{left:-36px;top:12%}
.f1 .fi{background:#e8eef9;color:var(--gold);font-size:20px}
.f2{right:-22px;bottom:16%;animation-delay:-3s}
.f2 .fi{background:var(--sky);color:var(--blue)}
.f3{left:6%;bottom:-22px;animation-delay:-1.5s}
.f3 .fi{background:#e6f6ee;color:var(--green)}
@keyframes bob{50%{transform:translateY(-8px)}}

/* ---------- partenaires ---------- */
.partners{padding:34px 0;border-bottom:1px solid var(--line)}
.partners .wrap{display:flex;align-items:center;gap:40px}
.partners p{font-weight:700;color:var(--muted);font-size:14px;max-width:170px;line-height:1.35;flex:none}
.plogos{flex:1;display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap}
.plogos img{height:44px;width:auto;transition:transform .2s}
.plogos img:hover{transform:scale(1.07)}
.plogos img.sq{height:58px}

/* ---------- sections ---------- */
.sec{padding:100px 0}
.sec.sky{background:var(--sky)}
.sec.cream{background:var(--cream)}
.head{max-width:720px;margin-bottom:48px}
.head.c{text-align:center;margin-left:auto;margin-right:auto}
.head h2{font-size:clamp(32px,4vw,48px);margin:14px 0 14px}
.head p{font-size:18px}
.head-row{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:48px}
.head-row .head{margin-bottom:0}

/* product cards */
.prods{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.prod{background:#fff;border-radius:var(--r);overflow:hidden;box-shadow:var(--sh);display:flex;flex-direction:column;transition:transform .25s,box-shadow .25s}
.prod:hover{transform:translateY(-6px);box-shadow:var(--sh-lg)}
.prod .ph{position:relative;aspect-ratio:4/3;overflow:hidden}
.prod .ph img{width:100%;height:100%;object-fit:cover;transition:transform .6s}
.prod:hover .ph img{transform:scale(1.06)}
.prod .badge{position:absolute;left:18px;bottom:-24px;width:56px;height:56px;border-radius:16px;background:var(--blue);color:#fff;display:grid;place-items:center;box-shadow:0 10px 20px -8px rgba(29,79,156,.8)}
.prod .badge .ic{width:28px;height:28px}
.prod .bd{padding:38px 22px 22px;display:flex;flex-direction:column;flex:1}
.prod h3{font-size:22px;margin-bottom:8px}
.prod p{font-size:15px;margin-bottom:14px;flex:1}
.tags{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:18px}
.tags span{font-size:12.5px;font-weight:600;color:var(--blue);background:var(--sky);padding:5px 10px;border-radius:999px}
.more{font-weight:700;color:var(--orange-d);display:inline-flex;align-items:center;gap:6px}
.more .ic{width:18px;height:18px;transition:transform .2s}
.prod:hover .more .ic,.tile:hover .more .ic{transform:translateX(4px)}

/* moments de vie */
.moments{display:grid;grid-template-columns:1.25fr 1fr 1fr;grid-template-rows:260px 260px;gap:20px}
.tile{position:relative;border-radius:var(--r);overflow:hidden;color:#fff;display:flex;align-items:flex-end;padding:24px;isolation:isolate}
.tile img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2;transition:transform .7s}
.tile::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,35,80,0) 35%,rgba(11,35,80,.85) 100%);z-index:-1}
.tile:hover img{transform:scale(1.06)}
.tile.big{grid-row:span 2}
.tile h3{color:#fff;font-size:24px;margin-bottom:4px}
.tile.big h3{font-size:32px}
.tile p{font-size:14.5px;color:#dbe6f7;margin-bottom:10px;max-width:380px}
.tile .more{color:#c9d8f0}
.tile .pill{position:absolute;top:18px;left:18px;background:rgba(255,255,255,.92);color:var(--ink);font-size:12.5px;font-weight:700;padding:6px 12px;border-radius:999px}

/* stats */
.stats{background:var(--navy);color:#fff;border-radius:28px;padding:44px;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative;overflow:hidden}
.stats::after{content:"";position:absolute;right:-80px;top:-120px;width:360px;height:360px;border-radius:50%;border:60px solid rgba(255,255,255,.04)}
.stat{display:flex;gap:16px;align-items:center}
.stat .si{width:56px;height:56px;border-radius:16px;background:rgba(255,255,255,.08);display:grid;place-items:center;color:var(--orange);flex:none}
.stat .si .ic{width:28px;height:28px}
.stat b{display:block;font-size:34px;font-weight:800;line-height:1;letter-spacing:-.02em}
.stat span{color:#b9c8e4;font-size:14.5px}

/* split (courtier) */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split-photo{position:relative}
.split-photo img{border-radius:var(--r);aspect-ratio:4/4.3;object-fit:cover;width:100%;box-shadow:var(--sh-lg)}
.split-photo .card{position:absolute;right:-26px;bottom:34px;background:#fff;border-radius:18px;padding:18px 20px;box-shadow:var(--sh-lg);max-width:270px}
.split-photo .card .stars{color:var(--gold)}
.split-photo .card p{font-size:14.5px;color:var(--ink);font-weight:600;margin:6px 0}
.split-photo .card small{color:var(--muted)}
.feats{display:grid;gap:18px;margin:26px 0 30px}
.feat{display:flex;gap:16px}
.feat .fi{width:50px;height:50px;border-radius:14px;background:var(--sky);color:var(--blue);display:grid;place-items:center;flex:none}
.feat h4{font-size:17.5px;margin-bottom:3px;letter-spacing:-.01em}
.feat p{font-size:15px}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative}
.steps::before{content:"";position:absolute;top:34px;left:12%;right:12%;border-top:2px dashed var(--sky-2)}
.step{text-align:center;position:relative}
.step .n{width:68px;height:68px;border-radius:50%;background:#fff;border:2px solid var(--sky-2);display:grid;place-items:center;margin:0 auto 18px;color:var(--blue);box-shadow:var(--sh);position:relative}
.step .n .ic{width:30px;height:30px}
.step .n i{position:absolute;top:-6px;right:-6px;width:26px;height:26px;border-radius:50%;background:var(--orange);color:#fff;font-style:normal;font-weight:800;font-size:13px;display:grid;place-items:center}
.step h3{font-size:19px;margin-bottom:6px}
.step p{font-size:15px;max-width:250px;margin:0 auto}

/* reviews */
.revs{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.rev{background:#fff;border-radius:var(--r);padding:26px;box-shadow:var(--sh);display:flex;flex-direction:column}
.rev .stars{color:var(--gold);font-size:17px;letter-spacing:2px;margin-bottom:12px}
.rev .stars i{color:#dfe5ee;font-style:normal}
.rev p{color:var(--ink);font-size:16px;font-weight:500;flex:1}
.rev .who{display:flex;align-items:center;gap:12px;margin-top:18px;padding-top:16px;border-top:1px solid var(--line)}
.av{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;color:#fff;font-weight:800;flex:none}
.rev .who b{display:block;color:var(--ink);font-size:15px}
.rev .who small{color:var(--muted);font-size:13px}
.rev .src{margin-left:auto;font-size:12px;font-weight:700;color:var(--muted);border:1px solid var(--line);padding:4px 8px;border-radius:8px}
.score{display:flex;align-items:center;gap:16px;background:#fff;border-radius:18px;padding:14px 20px;box-shadow:var(--sh)}
.score b{font-size:40px;font-weight:800;color:var(--ink);line-height:1}
.score .stars{color:var(--gold);font-size:18px}
.score small{display:block;color:var(--muted);font-size:13px;font-weight:600}

/* yannick */
.advisor{display:grid;grid-template-columns:auto 1fr auto;gap:40px;align-items:center;background:linear-gradient(120deg,var(--blue) 0%,var(--navy) 100%);border-radius:28px;padding:44px 48px;color:#dbe6f7;position:relative;overflow:hidden}
.advisor::before{content:"";position:absolute;left:-60px;bottom:-140px;width:320px;height:320px;border-radius:50%;background:rgba(18,60,132,.18)}
.advisor .ava{position:relative;width:150px;height:150px;border-radius:50%;background:#fff;color:var(--blue);display:grid;place-items:center;font-size:52px;font-weight:800;box-shadow:0 0 0 8px rgba(255,255,255,.12)}
.advisor .ava small{position:absolute;bottom:4px;right:-4px;background:var(--orange);color:#fff;font-size:11.5px;font-weight:700;padding:5px 10px;border-radius:999px}
.advisor h2{color:#fff;font-size:clamp(26px,3vw,36px);margin-bottom:10px}
.advisor p{font-size:16.5px;max-width:560px}
.advisor .btns{display:flex;flex-direction:column;gap:10px;position:relative}

/* faq */
.faq{max-width:860px;margin:0 auto;display:grid;gap:12px}
.faq details{background:#fff;border-radius:16px;box-shadow:0 1px 0 var(--line),0 8px 24px -18px rgba(11,35,80,.3);padding:0 24px}
.faq summary{list-style:none;cursor:pointer;padding:20px 40px 20px 0;font-weight:700;color:var(--ink);font-size:17px;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:50%;transform:translateY(-50%);width:30px;height:30px;border-radius:50%;background:var(--sky);color:var(--blue);display:grid;place-items:center;font-size:20px;font-weight:600;transition:.2s}
.faq details[open] summary::after{content:"–";background:var(--blue);color:#fff}
.faq details p{padding:0 0 20px;font-size:15.5px}

/* cta band */
.cta-band{position:relative;border-radius:28px;overflow:hidden;padding:64px 56px;color:#fff;isolation:isolate}
.cta-band img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.cta-band::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,35,80,.94) 0%,rgba(11,35,80,.78) 50%,rgba(11,35,80,.35) 100%);z-index:-1}
.cta-band h2{color:#fff;font-size:clamp(30px,3.6vw,44px);max-width:620px;margin-bottom:12px}
.cta-band p{color:#cfdcf2;font-size:18px;max-width:520px;margin-bottom:28px}
.cta-band .row{display:flex;gap:12px;flex-wrap:wrap}

/* ---------- pages intérieures ---------- */
.phero{background:linear-gradient(180deg,var(--sky),#fff);padding:40px 0 80px;overflow:hidden}
.crumb{font-size:13.5px;font-weight:600;color:var(--muted);margin-bottom:26px}
.crumb a:hover{color:var(--blue)}
.crumb span{margin:0 8px;opacity:.6}
.phero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:56px;align-items:center}
.phero h1{font-size:clamp(36px,4.6vw,56px);margin:14px 0 18px}
.phero .lead{font-size:18px;margin-bottom:22px;max-width:560px}
.phero .row{display:flex;gap:12px;flex-wrap:wrap}
.phero-photo{position:relative}
.phero-photo img{width:100%;aspect-ratio:5/4;object-fit:cover;border-radius:28px 160px 28px 28px;box-shadow:var(--sh-lg)}
.phero-photo .float{left:-30px;bottom:30px;top:auto;right:auto}

.minibar{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:var(--r);box-shadow:var(--sh);margin-top:-40px;position:relative;z-index:2}
.minibar div{display:flex;gap:12px;align-items:center;padding:20px 22px;border-right:1px solid var(--line)}
.minibar div:last-child{border-right:0}
.minibar .fi{width:42px;height:42px;border-radius:12px;background:var(--sky);color:var(--blue);display:grid;place-items:center;flex:none}
.minibar b{display:block;color:var(--ink);font-size:15px;line-height:1.2}
.minibar small{color:var(--muted);font-size:13px}

.forms3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.fcard{background:#fff;border-radius:var(--r);padding:28px;box-shadow:var(--sh);border-top:5px solid var(--blue);display:flex;flex-direction:column;transition:transform .25s}
.fcard:hover{transform:translateY(-5px)}
.fcard:nth-child(2){border-top-color:var(--orange)}
.fcard:nth-child(3){border-top-color:var(--green)}
.fcard .fi{width:54px;height:54px;border-radius:16px;background:var(--sky);color:var(--blue);display:grid;place-items:center;margin-bottom:16px}
.fcard .fi .ic{width:28px;height:28px}
.fcard h3{font-size:21px;margin-bottom:6px}
.fcard > p{font-size:15px;margin-bottom:14px}
.fcard ul{list-style:none;display:grid;gap:9px;margin-bottom:22px;flex:1}
.fcard li{display:flex;gap:10px;font-size:15px;color:var(--ink)}
.fcard li .ic{width:19px;height:19px;color:var(--green);stroke-width:2.6;margin-top:2px}

.content{display:grid;grid-template-columns:1.5fr 1fr;gap:56px;align-items:start}
.prose h2{font-size:30px;margin-bottom:14px}
.prose h2:not(:first-child){margin-top:40px}
.prose p{margin-bottom:16px;font-size:16.5px}
.prose ul{list-style:none;display:grid;gap:10px;margin-bottom:18px}
.prose li{display:flex;gap:12px;background:var(--sky);border-radius:14px;padding:14px 16px}
.prose li .ic{color:var(--blue);margin-top:2px}
.prose b{color:var(--ink)}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:6px}
.chips span{display:inline-flex;align-items:center;gap:6px;background:#fff;border:1.5px solid var(--sky-2);color:var(--ink);font-weight:600;font-size:14px;padding:8px 14px;border-radius:999px}
.chips span .ic{width:16px;height:16px;color:var(--green);stroke-width:2.6}
.side-card{position:sticky;top:110px;background:var(--navy);color:#cfdcf2;border-radius:var(--r);padding:30px;overflow:hidden}
.side-card::after{content:"";position:absolute;right:-60px;top:-60px;width:180px;height:180px;border-radius:50%;background:rgba(18,60,132,.2)}
.side-card h3{color:#fff;font-size:22px;margin-bottom:8px}
.side-card .tel{display:flex;align-items:center;gap:10px;color:#fff;font-size:26px;font-weight:800;margin:16px 0}
.side-card .btn{width:100%;margin-bottom:12px}
.side-card small{display:block;font-size:13px;color:#9fb1d1}
.side-card .hours{margin-top:16px}

.gt-wrap{overflow-x:auto;background:#fff;border-radius:var(--r);box-shadow:var(--sh)}
.gt{width:100%;border-collapse:collapse;min-width:640px;font-size:15px}
.gt th{background:var(--navy);color:#fff;font-weight:700;padding:16px;text-align:center}
.gt th:first-child,.gt td:first-child{text-align:left;padding-left:24px}
.gt th:nth-child(3){background:var(--blue)}
.gt th:last-child{background:var(--orange)}
.gt td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:center;color:var(--ink)}
.gt tr:last-child td{border-bottom:0}
.gt tr:nth-child(even) td{background:#f8fbff}
.gt .y{color:var(--green);font-weight:800;font-size:18px}
.gt .n{color:#c3ccd9}
.gt .o{color:var(--muted);font-size:13px;font-weight:600}
.note{font-size:13px;color:var(--muted);margin-top:12px}

/* cabinet */
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.value{background:#fff;border-radius:var(--r);padding:30px;box-shadow:var(--sh)}
.value .fi{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;margin-bottom:16px;color:#fff}
.value h3{font-size:21px;margin-bottom:8px}
.value p{font-size:15.5px}
.timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.tl{background:#fff;border-radius:var(--r);padding:24px;box-shadow:var(--sh);border-left:5px solid var(--blue)}
.tl b{display:block;font-size:28px;color:var(--blue);font-weight:800}
.tl p{font-size:15px;color:var(--ink);font-weight:500}

/* contact */
.contact{display:grid;grid-template-columns:1fr 1.35fr;gap:40px;align-items:start}
.cinfo{display:grid;gap:14px}
.ci{display:flex;gap:16px;align-items:center;background:#fff;border-radius:18px;padding:18px 20px;box-shadow:var(--sh);transition:transform .2s}
a.ci:hover{transform:translateY(-3px)}
.ci .fi{width:50px;height:50px;border-radius:14px;background:var(--sky);color:var(--blue);display:grid;place-items:center;flex:none}
.ci small{display:block;color:var(--muted);font-size:13px;font-weight:600}
.ci b{color:var(--ink);font-size:16.5px}
.hours{width:100%;border-collapse:collapse;font-size:14.5px}
.hours td{padding:6px 0;border-bottom:1px dashed rgba(127,147,180,.3)}
.hours td:last-child{text-align:right;font-variant-numeric:tabular-nums}
.hours tr.today td{font-weight:800;color:var(--orange)}
.hcard{background:#fff;border-radius:18px;padding:20px;box-shadow:var(--sh)}
.hcard h4{display:flex;align-items:center;gap:10px;font-size:16px;margin-bottom:10px}
form.f{background:#fff;border-radius:24px;padding:36px;box-shadow:var(--sh-lg);display:grid;gap:18px}
.f h2{font-size:28px}
.f .two{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.f label{display:block;font-weight:700;font-size:14px;color:var(--ink);margin-bottom:6px}
.f input,.f select,.f textarea{width:100%;font:inherit;font-size:15.5px;color:var(--ink);background:#f6f9fd;border:1.5px solid var(--line);border-radius:12px;padding:13px 14px;outline:none;transition:.15s}
.f input:focus,.f select:focus,.f textarea:focus{border-color:var(--blue);background:#fff;box-shadow:0 0 0 4px rgba(29,79,156,.12)}
.f textarea{min-height:120px;resize:vertical}
.f .qopts{margin:0}
.consent{display:flex;gap:12px;font-size:13.5px;color:var(--muted);font-weight:400!important}
.consent input{width:18px!important;height:18px;flex:none;margin-top:2px;accent-color:var(--blue)}
.ok{display:none;background:#e6f6ee;color:#11633a;border-radius:12px;padding:14px;font-weight:600}

/* légal */
.legal{display:grid;grid-template-columns:260px 1fr;gap:48px;align-items:start}
.legal nav{position:sticky;top:110px;background:var(--sky);border-radius:18px;padding:20px}
.legal nav b{display:block;color:var(--ink);margin-bottom:8px}
.legal nav a{display:block;padding:5px 0;font-size:14.5px;color:var(--text)}
.legal nav a:hover{color:var(--blue)}
.legal .body{max-width:780px}
.legal h2{font-size:24px;margin:34px 0 10px;scroll-margin-top:110px}
.legal h2:first-child{margin-top:0}
.legal p,.legal li{font-size:15.5px;margin-bottom:10px}
.legal ul{padding-left:20px}
.legal a{color:var(--blue);text-decoration:underline}
.todo{background:#fff1b8;color:#7a5900;font-weight:700;padding:1px 6px;border-radius:6px;font-size:.9em}

/* footer */
footer.ft{background:var(--navy);color:#b9c8e4;padding:72px 0 26px;margin-top:0}
.ft-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.3fr;gap:36px;padding-bottom:44px;border-bottom:1px solid rgba(255,255,255,.12)}
.ft img{height:58px;width:auto}
.ft h4{color:#fff;font-size:15px;margin-bottom:16px;letter-spacing:0}
.ft ul{list-style:none;display:grid;gap:9px;font-size:15px}
.ft a:hover{color:#fff}
.ft .tel{display:inline-flex;align-items:center;gap:10px;color:#fff;font-size:24px;font-weight:800;margin:14px 0 6px}
.ft .hours td{border-color:rgba(255,255,255,.1)}
.ft .hours tr.today td{color:var(--orange)}
.ft-bot{padding-top:22px;font-size:12.5px;line-height:1.7;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;color:#8ea0c4}
.ft-bot a{text-decoration:underline}

/* reveal */
.rv{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
.rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}.float{animation:none}html{scroll-behavior:auto}}

/* ---------- responsive ---------- */
@media (max-width:1120px){
  .menu{position:absolute;top:100%;left:0;right:0;flex-direction:column;background:#fff;padding:10px 20px 20px;box-shadow:0 20px 30px -20px rgba(11,35,80,.3);display:none}
  .menu.open{display:flex}
  .menu a{padding:14px 12px}
  .burger{display:block}
  .prods{grid-template-columns:1fr 1fr}
  .hero-grid,.phero-grid,.split,.content,.contact{grid-template-columns:1fr}
  .hero-visual{max-width:560px;margin:10px auto 0;width:100%}
  .phero-photo{max-width:640px}
  .side-card{position:relative;top:0}
  .moments{grid-template-columns:1fr 1fr;grid-template-rows:auto}
  .tile{min-height:240px}
  .tile.big{grid-row:auto;grid-column:span 2;min-height:320px}
  .stats{grid-template-columns:1fr 1fr}
  .revs{grid-template-columns:1fr 1fr}
  .advisor{grid-template-columns:auto 1fr}
  .advisor .btns{grid-column:1/-1;flex-direction:row;flex-wrap:wrap}
  .ft-top{grid-template-columns:1fr 1fr}
  .minibar{grid-template-columns:1fr 1fr}
  .minibar div:nth-child(2){border-right:0}
  .forms3,.values,.timeline{grid-template-columns:1fr 1fr}
  .legal{grid-template-columns:1fr}
  .legal nav{position:static}
  .split-photo .card{right:16px}
}
@media (max-width:720px){
  .wrap{padding:0 16px}
  .topbar .l > span:not(:first-child),.topbar .r a.mail{display:none}
  .nav{height:70px}
  .brand img{height:40px}
  .call{display:none}
  .hero{padding:32px 0 60px}
  .hero .lead{font-size:17px}
  .qopts{grid-template-columns:1fr 1fr}
  .f1{left:-6px}.f2{right:-6px}
  .float{padding:10px 12px}.float b{font-size:16px}.float .fi{width:36px;height:36px}
  .partners .wrap{flex-direction:column;align-items:flex-start;gap:16px}
  .partners p{max-width:none}
  .plogos{justify-content:flex-start;gap:22px 26px}
  .plogos img{height:32px}.plogos img.sq{height:44px}
  .sec{padding:68px 0}
  .head-row{flex-direction:column;align-items:flex-start}
  .prods,.revs,.forms3,.values,.timeline{grid-template-columns:1fr}
  .moments{grid-template-columns:1fr}
  .tile.big{grid-column:auto}
  .stats{grid-template-columns:1fr;padding:30px}
  .steps{grid-template-columns:1fr 1fr;row-gap:34px}
  .steps::before{display:none}
  .advisor{grid-template-columns:1fr;padding:32px 24px;text-align:left}
  .advisor .ava{width:110px;height:110px;font-size:38px}
  .cta-band{padding:40px 24px}
  .cta-band::after{background:linear-gradient(180deg,rgba(11,35,80,.9),rgba(11,35,80,.8))}
  .phero{padding:28px 0 64px}
  .phero-photo img{border-radius:24px 100px 24px 24px}
  .phero-photo .float{left:10px;bottom:-18px}
  .minibar{grid-template-columns:1fr}
  .minibar div{border-right:0;border-bottom:1px solid var(--line)}
  .minibar div:last-child{border-bottom:0}
  form.f{padding:22px}
  .f .two{grid-template-columns:1fr}
  .ft-top{grid-template-columns:1fr}
  .btn{white-space:normal}
}
.menu a{white-space:nowrap;padding:10px 11px;font-size:14.8px}
@media (max-width:1460px){.call{display:none}}
.split-photo img{object-position:35% 50%}
.qopts label{position:relative}
.qopts input{position:absolute!important;opacity:0;width:1px!important;height:1px!important;padding:0!important;border:0!important;pointer-events:none;left:0;top:0}
body{overflow-x:clip}
.phero-photo .float .fi{background:var(--sky);color:var(--blue);font-size:20px}
/* WhatsApp */
.btn-wa{background:#1fae5b;color:#fff;box-shadow:0 12px 24px -12px rgba(31,174,91,.7)}
.btn-wa:hover{background:#17924b}
.side-card .btn-wa{width:100%;margin-bottom:12px}
.wa-f{display:inline-flex;align-items:center;gap:8px;color:#fff;font-weight:600;margin-bottom:6px}
.wa-f .ic{color:#3ddc84}
.wa-l .ic{color:#3ddc84}
.wa-float{position:fixed;right:22px;bottom:22px;z-index:60;display:flex;align-items:center;gap:10px;background:#1fae5b;color:#fff;border-radius:999px;padding:12px;box-shadow:0 16px 30px -10px rgba(16,90,48,.55);font-weight:700;font-size:14.5px;transition:transform .2s,background .2s}
.wa-float .ic{width:30px;height:30px}
.wa-float span{max-width:0;overflow:hidden;white-space:nowrap;transition:max-width .35s,margin .35s}
.wa-float:hover{background:#17924b;transform:translateY(-2px)}
.wa-float:hover span{max-width:240px;margin-right:6px}
@media (max-width:720px){.wa-float{right:14px;bottom:14px;padding:11px}.wa-float .ic{width:28px;height:28px}.topbar .r a.wa-l{display:inline-flex}.topbar .r a.wa-l{font-size:0;gap:0}.topbar .r a.wa-l .ic{width:17px;height:17px}}

/* ================= ANIMATIONS ================= */
@keyframes up{from{opacity:0;transform:translateY(26px)}to{opacity:1;transform:none}}
@keyframes reveal{from{clip-path:inset(12% 12% 12% 12% round 220px 28px 220px 28px);transform:scale(1.04)}to{clip-path:inset(0 0 0 0 round 220px 28px 220px 28px);transform:none}}
@keyframes pop{0%{opacity:0;transform:scale(.6) translateY(10px)}70%{transform:scale(1.05)}100%{opacity:1;transform:none}}
@keyframes draw{from{transform:scaleX(0)}to{transform:scaleX(1)}}
@keyframes shine{from{left:-60%}to{left:130%}}
@keyframes ring{0%{box-shadow:0 0 0 0 rgba(31,174,91,.55)}80%,100%{box-shadow:0 0 0 18px rgba(31,174,91,0)}}
@keyframes scroll{to{transform:translateX(-50%)}}
@keyframes drift{50%{transform:translate(-40px,30px) scale(1.08)}}
@keyframes wiggle{0%,100%{transform:rotate(0)}20%{transform:rotate(-12deg)}40%{transform:rotate(10deg)}60%{transform:rotate(-6deg)}80%{transform:rotate(4deg)}}

/* entrée du haut de page */
.hero .rating,.hero h1,.hero .lead,.hero .checks li,.hero .quote,.phero .crumb,.phero .eyebrow,.phero h1,.phero .lead,.phero .row{opacity:0;animation:up .8s cubic-bezier(.2,.7,.2,1) forwards}
.hero .rating,.phero .crumb{animation-delay:.05s}
.hero h1,.phero .eyebrow{animation-delay:.15s}
.phero h1{animation-delay:.25s}
.hero .lead,.phero .lead{animation-delay:.35s}
.hero .checks li:nth-child(1){animation-delay:.45s}.hero .checks li:nth-child(2){animation-delay:.55s}.hero .checks li:nth-child(3){animation-delay:.65s}
.hero .quote,.phero .row{animation-delay:.75s}
.hero .checks li,.hero .checks{transform:none}
.hero-photo{animation:reveal 1.2s cubic-bezier(.2,.7,.2,1) .2s both}
.phero-photo>img{opacity:0;animation:up 1s cubic-bezier(.2,.7,.2,1) .3s forwards}
.hero .float,.phero-photo .float{opacity:0;animation:pop .7s cubic-bezier(.2,.7,.2,1) forwards,bob 6s ease-in-out 1.6s infinite}
.f1{animation-delay:.9s,1.6s!important}.f2{animation-delay:1.1s,2.2s!important}.f3{animation-delay:1.3s,2.8s!important}
.phero-photo .float{animation-delay:.9s,1.6s}
.hero::before{animation:drift 14s ease-in-out infinite}
.hero-photo img,.phero-photo img,.cta-band img{transform:scale(1.06);will-change:transform;transition:transform .1s linear}

/* soulignement qui se dessine */
.hl::after{transform-origin:left;animation:draw .9s cubic-bezier(.2,.7,.2,1) .9s both}
.rv .hl::after,.head .hl::after{animation:none;transform:scaleX(0);transition:transform .9s cubic-bezier(.2,.7,.2,1) .35s}
.rv.in .hl::after,.in .head .hl::after{transform:scaleX(1)}

/* cascade */
.rv{transition-delay:var(--d,0ms)}
.step .n{transform:scale(.6);opacity:0;transition:transform .6s cubic-bezier(.3,1.6,.5,1) calc(var(--d,0ms) + 150ms),opacity .4s calc(var(--d,0ms) + 150ms)}
.step.in .n{transform:none;opacity:1}
.steps::before{transform:scaleX(0);transform-origin:left;transition:transform 1.6s ease .2s}
.steps.in::before{transform:scaleX(1)}
.step:hover .n{animation:wiggle .6s}

/* boutons : reflet au survol */
.btn{position:relative;overflow:hidden}
.btn::after{content:"";position:absolute;top:0;bottom:0;left:-60%;width:40%;background:linear-gradient(100deg,transparent,rgba(255,255,255,.35),transparent);transform:skewX(-20deg);pointer-events:none;opacity:0}
.btn:hover::after{opacity:1;animation:shine .8s ease}
.btn-o.pulse,.hero .quote .btn-o{animation:none}

/* WhatsApp : anneau qui pulse */
.wa-float{animation:ring 2.4s ease-out 3s infinite}
.wa-float:hover{animation:none}

/* en-tête compact au défilement */
.hd{transition:box-shadow .3s}
.nav{transition:height .3s}
.brand img{transition:height .3s}
.hd.scrolled{box-shadow:0 10px 30px -18px rgba(11,35,80,.45)}
.hd.scrolled .nav{height:68px}
.hd.scrolled .brand img{height:42px}

/* partenaires qui défilent */
.marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);display:block!important}
.marquee .track{display:flex;align-items:center;gap:72px;width:max-content;animation:scroll 28s linear infinite;padding:6px 0}
.marquee:hover .track{animation-play-state:paused}
.marquee img{flex:none}

/* tuiles moments de vie */
.tile>div{transform:translateY(10px);transition:transform .4s}
.tile:hover>div{transform:none}
.tile .more{opacity:.85;transition:opacity .3s}
.tile:hover .more{opacity:1}
.tile .pill{transition:transform .3s}
.tile:hover .pill{transform:translateY(-3px)}

/* cartes */
.prod .badge{transition:transform .4s cubic-bezier(.3,1.6,.5,1)}
.prod:hover .badge{transform:translateY(-6px) rotate(-6deg)}
.fcard .fi,.value .fi,.feat .fi,.minibar .fi,.ci .fi{transition:transform .35s cubic-bezier(.3,1.6,.5,1)}
.fcard:hover .fi,.value:hover .fi,.feat:hover .fi,.minibar div:hover .fi,.ci:hover .fi{transform:scale(1.12) rotate(-6deg)}
.rev{transition:transform .3s,box-shadow .3s}
.rev:hover{transform:translateY(-5px);box-shadow:var(--sh-lg)}
.stat .si{transition:transform .4s}
.stat:hover .si{transform:rotate(-10deg) scale(1.1)}
.faq details[open] p{animation:up .4s ease}
.advisor .ava{transition:transform .4s}
.advisor:hover .ava{transform:scale(1.04) rotate(-3deg)}

@media (max-width:720px){.marquee .track{gap:44px;animation-duration:20s}.marquee img{height:32px}.marquee img.sq{height:44px}}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  .hero .rating,.hero h1,.hero .lead,.hero .checks li,.hero .quote,.phero .crumb,.phero .eyebrow,.phero h1,.phero .lead,.phero .row,.phero-photo>img,.hero .float,.phero-photo .float,.step .n{opacity:1;transform:none}
  .steps::before,.hl::after{transform:none}
  .marquee .track{flex-wrap:wrap;width:auto}
}
.partners .marquee{flex:1;min-width:0}
.partners .marquee{width:100%;align-self:stretch;max-width:100%}
.hero-photo{aspect-ratio:1.18/1;border-radius:200px 28px 200px 28px}
.hero-photo img{object-position:50% 40%}


/* ================= DEVIS EN ÉTAPES ================= */
.wiz-grid{display:grid;grid-template-columns:1.7fr 1fr;gap:32px;align-items:start}
.wiz{background:#fff;border-radius:26px;box-shadow:var(--sh-lg);overflow:hidden;scroll-margin-top:110px}
.wiz-top{padding:26px 32px 0}
.wiz-steps{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-bottom:16px}
.wiz-steps li{display:flex;align-items:center;gap:8px;font-size:13.5px;font-weight:700;color:var(--muted)}
.wiz-steps i{font-style:normal;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:var(--sky);color:var(--blue);font-size:13px;flex:none;transition:.3s}
.wiz-steps li.on{color:var(--ink)}
.wiz-steps li.on i{background:var(--blue);color:#fff}
.wiz-steps li.cur i{background:var(--orange);box-shadow:0 0 0 5px rgba(18,60,132,.18)}
.wiz-bar{height:6px;background:var(--sky);border-radius:6px;overflow:hidden}
.wiz-bar span{display:block;height:100%;background:linear-gradient(90deg,var(--blue),var(--orange));border-radius:6px;transition:width .5s cubic-bezier(.2,.7,.2,1)}
.wiz-body{padding:28px 32px 10px;min-height:340px}
.wiz-body.in{animation:up .45s ease}
.wiz-body h2{font-size:26px;margin-bottom:18px}
.wq{border:0;margin:0 0 20px}
.wq legend,.wq>label{font-weight:700;color:var(--ink);font-size:15px;margin-bottom:10px;display:block}
.wq small{color:var(--muted);font-weight:500}
.wopts{display:flex;flex-wrap:wrap;gap:10px}
.wopts button{font:600 14.5px var(--font);color:var(--ink);background:#f6f9fd;border:2px solid var(--line);border-radius:12px;padding:11px 16px;cursor:pointer;display:inline-flex;align-items:center;gap:8px;transition:.15s}
.wopts button:hover{border-color:var(--sky-2);background:#fff}
.wopts button.on{border-color:var(--blue);background:var(--sky);color:var(--blue)}
.wopts button.on::before{content:"✓";font-weight:800}
.wopts.big{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.wopts.big button{flex-direction:column;padding:24px 10px;font-size:15.5px;border-radius:18px;background:#fff}
.wopts.big button .ic{width:38px;height:38px;color:var(--blue);transition:transform .3s}
.wopts.big button:hover .ic{transform:scale(1.12) rotate(-6deg)}
.wopts.big button.on::before{display:none}
.wopts.big button.on{box-shadow:0 10px 24px -14px rgba(29,79,156,.6)}
.win{width:100%;font:inherit;font-size:15.5px;color:var(--ink);background:#f6f9fd;border:1.5px solid var(--line);border-radius:12px;padding:13px 14px;outline:none}
.win:focus{border-color:var(--blue);background:#fff;box-shadow:0 0 0 4px rgba(29,79,156,.12)}
.wiz-body .two{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}
.wiz-body label{font-weight:700;font-size:14px;color:var(--ink);display:block;margin-bottom:6px}
.wiz-body .consent{display:flex;font-weight:400;color:var(--muted);font-size:13.5px}
.werr{color:#c0392b;font-weight:600;font-size:14px;margin-top:10px}
.wiz-nav{display:flex;justify-content:space-between;gap:12px;padding:18px 32px 28px;border-top:1px solid var(--line);margin-top:10px}
.wdone{text-align:center;padding:10px 0 20px}
.ok-ic{width:70px;height:70px;border-radius:50%;background:#e6f6ee;color:var(--green);display:grid;place-items:center;margin:0 auto 16px;animation:pop .6s cubic-bezier(.3,1.6,.5,1)}
.ok-ic .ic{width:36px;height:36px;stroke-width:2.6}
.wsum{text-align:left;white-space:pre-wrap;font:500 14px/1.6 var(--font);background:#f6f9fd;border:1px dashed var(--sky-2);border-radius:14px;padding:16px 18px;margin:18px 0;color:var(--ink);max-height:260px;overflow:auto}
.wbtns{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.wiz-side{display:grid;gap:18px;position:sticky;top:110px}
.ws-card{background:#fff;border-radius:20px;box-shadow:var(--sh);padding:24px}
.ws-card h3{font-size:18px;margin-bottom:12px}
.ws-card ul{list-style:none;display:grid;gap:10px}
.ws-card li{display:flex;gap:10px;font-size:15px}
.ws-card li .ic{color:var(--green);stroke-width:2.6;width:20px;height:20px;margin-top:2px}
.ws-dark{background:linear-gradient(135deg,var(--blue),var(--navy));color:#cfdcf2;display:grid;gap:12px}
.ws-dark .btn{width:100%}
.ws-who{display:flex;align-items:center;gap:12px}
.ws-who b{display:block;color:#fff}.ws-who small{color:#9fb1d1}
.ava-s{width:52px;height:52px;border-radius:50%;background:#fff;color:var(--blue);display:grid;place-items:center;font-weight:800;font-size:18px}
.ws-rate{display:flex;align-items:center;gap:14px}
.ws-rate b{font-size:38px;font-weight:800;color:var(--ink);line-height:1}
.ws-rate .stars{color:var(--gold)}.ws-rate small{display:block;color:var(--muted);font-weight:600;font-size:13px}
.wizlink{display:flex;align-items:center;gap:14px;background:var(--sky);border-radius:14px;padding:14px 16px;color:var(--blue);transition:.2s}
.wizlink:hover{background:var(--sky-2)}
.wizlink b{display:block;color:var(--ink);font-size:15px}.wizlink small{color:var(--muted);font-size:13px}
.wizlink .ic:last-child{margin-left:auto}

/* ================= PROFILS DIFFICILES ================= */
.profils{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.pcard{background:#fff;border-radius:var(--r);padding:28px;box-shadow:var(--sh);border-left:5px solid var(--orange);transition:transform .25s}
.pcard:nth-child(3n+2){border-left-color:var(--blue)}.pcard:nth-child(3n){border-left-color:var(--green)}
.pcard:hover{transform:translateY(-5px)}
.pcard .fi{width:52px;height:52px;border-radius:14px;background:var(--sky);color:var(--blue);display:grid;place-items:center;margin-bottom:14px;transition:transform .35s cubic-bezier(.3,1.6,.5,1)}
.pcard:hover .fi{transform:scale(1.12) rotate(-6deg)}
.pcard h3{font-size:20px;margin-bottom:8px}
.pcard p{font-size:15px}
.calc{background:#fff;border-radius:24px;box-shadow:var(--sh-lg);padding:30px}
.calc h3{display:flex;align-items:center;gap:10px;font-size:22px;margin-bottom:6px}
.calc h3 .ic{color:var(--orange)}
.calc label{display:block;font-weight:700;font-size:14px;color:var(--ink);margin:14px 0 8px}
.calc input{width:100%;font:700 22px var(--font);color:var(--ink);background:#f6f9fd;border:1.5px solid var(--line);border-radius:12px;padding:12px 14px;outline:none}
.calc input:focus{border-color:var(--blue)}
.seg3{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
.seg3 button{font:700 17px var(--font);padding:12px;border-radius:12px;border:2px solid var(--line);background:#f6f9fd;color:var(--ink);cursor:pointer;transition:.15s}
.seg3 button.on{border-color:var(--blue);background:var(--sky);color:var(--blue)}
.calc-res{margin:20px 0 6px;background:var(--navy);color:#cfdcf2;border-radius:16px;padding:20px;text-align:center}
.calc-res small{display:block;font-weight:600}
.calc-res b{display:block;font-size:52px;font-weight:800;color:#fff;line-height:1.1;transition:color .3s}
.calc-res b.good{color:#3ddc84}.calc-res b.bad{color:#9fc1f5}
.hardband{display:grid;grid-template-columns:auto 1fr auto;gap:22px;align-items:center;background:linear-gradient(110deg,var(--cream) 0%,#e2ebf8 100%);border:2px solid #c9d8f0;border-radius:24px;padding:26px 30px;transition:transform .25s,box-shadow .25s}
.hardband:hover{transform:translateY(-4px);box-shadow:var(--sh)}
.hb-ic{width:60px;height:60px;border-radius:18px;background:var(--orange);color:#fff;display:grid;place-items:center}
.hb-ic .ic{width:30px;height:30px}
.hb-t b{display:block;color:var(--ink);font-size:20px;letter-spacing:-.01em}
.hb-t span{font-size:15px}

/* ================= MODALE ÊTRE RAPPELÉ ================= */
.btn-cb{padding:12px 18px}
.btn-cb .ic{color:var(--blue)}
.cb-ov{position:fixed;inset:0;z-index:100;background:rgba(11,35,80,.55);backdrop-filter:blur(4px);display:grid;place-items:center;padding:16px;opacity:0;transition:opacity .25s}
.cb-ov.on{opacity:1}
.cb{position:relative;background:#fff;border-radius:24px;max-width:560px;width:100%;padding:30px;box-shadow:var(--sh-lg);transform:translateY(20px) scale(.97);transition:transform .3s cubic-bezier(.2,.7,.2,1);max-height:calc(100vh - 32px);overflow:auto}
.cb-ov.on .cb{transform:none}
.cb-x{position:absolute;top:14px;right:14px;width:38px;height:38px;border-radius:50%;border:0;background:var(--sky);color:var(--ink);font-size:24px;cursor:pointer}
.cb-head{display:flex;gap:14px;align-items:flex-start;margin-bottom:20px;padding-right:30px}
.cb-ic{width:52px;height:52px;border-radius:16px;background:var(--orange);color:#fff;display:grid;place-items:center;flex:none;animation:wiggle 1.2s ease .3s}
.cb-head h3{font-size:22px;margin-bottom:4px}
.cb-head p{font-size:14.5px}
.cb form .btn{width:100%}
.chipsel{display:flex;flex-wrap:wrap;gap:8px}
.chipsel button{font:600 14px var(--font);padding:9px 14px;border-radius:999px;border:2px solid var(--line);background:#f6f9fd;color:var(--ink);cursor:pointer}
.chipsel button.on{border-color:var(--blue);background:var(--sky);color:var(--blue)}
.cb-ok{text-align:center}
.cb-ok h3{font-size:22px;margin-bottom:6px}
.cb-ok p{margin-bottom:18px}
.cb-ok .btn{width:100%;margin-bottom:10px}

@media (max-width:1460px){.btn-cb{display:none}}
@media (max-width:1120px){.wiz-grid{grid-template-columns:1fr}.wiz-side{position:static;grid-template-columns:1fr 1fr}.profils{grid-template-columns:1fr 1fr}}
@media (max-width:720px){
  .wiz-top{padding:20px 18px 0}.wiz-body{padding:22px 18px 6px;min-height:0}.wiz-nav{padding:16px 18px 20px}
  .wiz-steps{grid-template-columns:repeat(4,auto);justify-content:space-between}
  .wiz-steps li{font-size:0;gap:0}.wiz-steps i{font-size:13px}
  .wopts.big{grid-template-columns:1fr 1fr}
  .wiz-body .two{grid-template-columns:1fr}
  .wiz-side{grid-template-columns:1fr}
  .profils{grid-template-columns:1fr}
  .hardband{grid-template-columns:1fr;padding:22px}
  .cb{padding:24px 18px}
  .steps[style]{grid-template-columns:1fr!important}
}
[hidden]{display:none!important}
.f .consent,.cb .consent{display:flex}
.topbar .cb-l{color:#c9d8f0;font-weight:700}@media (max-width:720px){.topbar .cb-l{display:none}}
/* barre du haut : jamais sur deux lignes */
.topbar .wrap{overflow:hidden}
.topbar .l,.topbar .r{flex-wrap:nowrap;min-width:0}
.topbar span,.topbar a{white-space:nowrap}
@media (max-width:1280px){.topbar .l>span:nth-child(3){display:none}}
@media (max-width:1100px){.topbar .l>span:nth-child(2),.topbar .r a.mail{display:none}}
@media (max-width:560px){.topbar .r a.wa-l{font-size:0;gap:0}}
/* estimation indicative */
.est{background:linear-gradient(120deg,#eef3fb,#e2ebf8);border:2px solid #c9d8f0;border-radius:18px;padding:18px 20px;margin-bottom:22px;text-align:left;animation:up .5s ease}
.est-h{display:flex;align-items:center;gap:8px;font-weight:800;color:var(--orange-d);font-size:13px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:6px}
.est-h .ic{width:20px;height:20px}
.est b{display:block;font-size:24px;color:var(--ink);letter-spacing:-.02em;line-height:1.25}
.est p{font-size:14.5px;margin-top:6px;color:var(--text)}
.est small{display:block;font-size:12.5px;color:var(--muted);margin-top:8px;line-height:1.5}
@media (max-width:720px){.est b{font-size:20px}}
/* bandeau partenaires sans logos */
.pband{flex:1;display:grid;grid-template-columns:repeat(4,auto);gap:12px;justify-content:space-between}
.pband span{display:inline-flex;align-items:center;gap:10px;background:var(--sky);border-radius:999px;padding:10px 16px;font-size:14.5px;color:var(--ink)}
.pband .ic{color:var(--blue);width:20px;height:20px}
.pband b{font-weight:700}
@media (max-width:720px){.pband{justify-content:flex-start}.pband span{font-size:13.5px;padding:8px 12px}}
@media (max-width:1180px){.pband{grid-template-columns:repeat(2,auto);justify-content:start}}@media (max-width:720px){.pband{grid-template-columns:1fr}.pband span{justify-self:start}}
/* boutons principaux sur fond foncé : blanc pour rester lisibles */
.advisor .btn-o,.side-card .btn-o,.ws-dark .btn-o,.cta-band .btn-o,.stats .btn-o{background:#fff;color:var(--orange);box-shadow:0 12px 24px -12px rgba(0,0,0,.45)}
.advisor .btn-o:hover,.side-card .btn-o:hover,.ws-dark .btn-o:hover,.cta-band .btn-o:hover{background:var(--sky);color:var(--orange-d)}
.advisor .ava small{background:var(--blue-2)}
.side-card::after{background:rgba(255,255,255,.08)}
.advisor::before{background:rgba(255,255,255,.07)}
.hl::after{opacity:.18}
.side-card .hours tr.today td,.ft .hours tr.today td{color:#9fc1f5}
.stat .si{color:#9fc1f5}
/* en-tête : le logo ne doit jamais rétrécir */
.brand,.brand img{flex:none}
.nav-r{flex:none}
nav{min-width:0}
@media (max-width:1700px){.call{display:none}}
@media (min-width:1500px){.wrap{max-width:1320px}}
.call{display:none!important}
/* bouton Devis gratuit en vert (comme WhatsApp) + logo plus grand */
.btn-devis{background:#1fae5b;color:#fff;box-shadow:0 12px 24px -12px rgba(31,174,91,.7)}
.btn-devis:hover{background:#17924b;color:#fff}
.nav{height:92px}
.brand img{height:66px}
.hd.scrolled .nav{height:76px}
.hd.scrolled .brand img{height:54px}
@media (max-width:1120px){.brand img{height:58px}}
@media (max-width:720px){.nav{height:74px}.brand img{height:48px}.hd.scrolled .brand img{height:44px}.hd.scrolled .nav{height:66px}}
@media (min-width:1121px){.menu a{padding:10px 10px}.nav{gap:16px}}
/* logo encore plus grand */
.nav{height:108px}
.brand img{height:86px}
.hd.scrolled .nav{height:84px}
.hd.scrolled .brand img{height:64px}
@media (max-width:1120px){.brand img{height:70px}.nav{height:96px}}
@media (max-width:720px){.nav{height:84px}.brand img{height:58px}.hd.scrolled .nav{height:70px}.hd.scrolled .brand img{height:48px}}
.nav-r .btn-cb{display:none!important}
@media (min-width:1121px) and (max-width:1279px){.brand img{height:72px}.menu a{padding:10px 8px;font-size:14.5px}}
@media (max-width:720px){.brand img{height:50px}.nav-r .btn{padding:12px 16px;font-size:14.5px}.nav-r{gap:8px}}
/* ===== section Professionnels (accueil) ===== */
.pro-sec{background:linear-gradient(160deg,#0b2350 0%,#12306a 55%,#123c84 100%);color:#cfdcf2;padding:96px 0;position:relative;overflow:hidden}
.pro-sec::before{content:"";position:absolute;right:-180px;top:-180px;width:520px;height:520px;border-radius:50%;background:rgba(255,255,255,.05)}
.pro-head{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;margin-bottom:56px;position:relative}
.eyebrow.light{color:#9fc1f5}.eyebrow.light::before{background:#9fc1f5}
.pro-sec h2{color:#fff;font-size:clamp(32px,4vw,48px);margin:14px 0 16px}
.pro-sec .u2{color:#9fc1f5}
.pro-head p{font-size:18px;max-width:560px;margin-bottom:26px}
.pro-cta{display:flex;gap:12px;flex-wrap:wrap}
.pro-photo{position:relative}
.pro-photo img{width:100%;aspect-ratio:4/3.2;object-fit:cover;object-position:72% 50%;border-radius:28px 140px 28px 28px;box-shadow:0 30px 70px -28px rgba(0,0,0,.6)}
.pro-badge{position:absolute;left:-24px;bottom:28px;background:#fff;color:var(--ink);border-radius:18px;padding:14px 18px;display:flex;gap:12px;align-items:center;box-shadow:var(--sh-lg)}
.pro-badge .ic{width:40px;height:40px;padding:9px;border-radius:12px;background:#e6f6ee;color:var(--green)}
.pro-badge b{display:block}.pro-badge small{color:var(--muted);font-size:12.5px}
.procards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;position:relative}
.procard{background:#fff;border-radius:22px;padding:26px;display:flex;flex-direction:column;color:var(--text);transition:transform .25s,box-shadow .25s}
.procard:hover{transform:translateY(-6px);box-shadow:0 30px 60px -30px rgba(0,0,0,.6)}
.pc-top{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:16px}
.pc-ic{width:56px;height:56px;border-radius:16px;background:var(--sky);color:var(--blue);display:grid;place-items:center}
.pc-ic .ic{width:28px;height:28px}
.pc-tag{font-size:12px;font-weight:700;color:#fff;background:var(--green);padding:5px 10px;border-radius:999px}
.procard h3{font-size:21px;margin-bottom:8px}
.procard p{font-size:15px;margin-bottom:14px}
.procard ul{list-style:none;display:grid;gap:8px;align-content:start;margin-bottom:20px;flex:1}
.procard li{display:flex;gap:8px;font-size:14.5px;color:var(--ink)}
.procard li .ic{width:18px;height:18px;color:var(--green);stroke-width:2.6;margin-top:2px}
.pc-link{font-weight:700;color:var(--blue);display:inline-flex;align-items:center;gap:6px}
.pc-link .ic{width:18px;height:18px;transition:transform .2s}.procard:hover .pc-link .ic{transform:translateX(4px)}
.metiers{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin-top:36px;position:relative}
.metiers span{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);color:#fff;font-weight:600;font-size:14px;padding:8px 14px;border-radius:999px}
.metiers .mt-l{background:none;border:0;color:#9fc1f5;padding-left:0}
@media (max-width:1120px){.pro-head{grid-template-columns:1fr}.procards{grid-template-columns:1fr 1fr}}
@media (max-width:720px){.pro-sec{padding:64px 0}.procards{grid-template-columns:1fr}.pro-badge{left:10px;bottom:-18px}.pro-photo img{border-radius:24px 90px 24px 24px}}

/* ===== haut de l'accueil sur fond bleu foncé ===== */
.hero{background:linear-gradient(160deg,#0b2350 0%,#12306a 55%,#123c84 100%);color:#cfdcf2}
.hero::before{background:radial-gradient(circle,rgba(255,255,255,.07),transparent 65%)}
.hero h1{color:#fff}
.hero .hl{color:#9fc1f5}
.hero .hl::after{background:#9fc1f5;opacity:.25}
.hero .lead{color:#cfdcf2}
.hero .checks li{color:#fff}
.hero .checks li a.u{color:#fff}
.hero .quote{color:var(--text)}
.hero .quote .sub{color:var(--muted)}
/* ===== alternance blanc / bleu foncé sur l'accueil ===== */
.sec.dk{background:linear-gradient(160deg,#0b2350 0%,#12306a 55%,#123c84 100%);color:#cfdcf2;position:relative;overflow:hidden}
.sec.dk h2,.sec.dk h3,.sec.dk h4{color:#fff}
.sec.dk .head p{color:#cfdcf2}
.sec.dk .eyebrow{color:#9fc1f5}.sec.dk .eyebrow::before{background:#9fc1f5}
.sec.dk .hl{color:#9fc1f5}.sec.dk .hl::after{background:#9fc1f5;opacity:.25}
.sec.dk .stats{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14)}
.sec.dk .step h3{color:#fff}.sec.dk .step p{color:#cfdcf2}
.sec.dk .steps::before{border-top-color:rgba(255,255,255,.25)}
.sec.dk .advisor{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14)}
.pro-sec+.sec{padding-top:100px}

/* envoi des formulaires */
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;opacity:0}
.spin{display:inline-block;width:16px;height:16px;border:2.5px solid currentColor;border-right-color:transparent;border-radius:50%;animation:spin .7s linear infinite;vertical-align:-3px}
@keyframes spin{to{transform:rotate(360deg)}}
button:disabled{opacity:.75;cursor:wait}
.f .cf-sent{margin-top:4px}